5 Columbia Dr TRAILER 9Kettle FallsWA99141
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow5 Columbia Dr TRAILER 9, Kettle Falls, WA, 99141 in Kettle Falls is a top-tier cash-flow asset. At $171,000 it produces $1,652/mo in rent and $624/mo in net monthly income, a 11.6% gross rental yield. The DSCR of 2.15 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $7,494. Five-year appreciation adds $47,244, driving a total cumulative return of $104,932.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $624 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,652 |
| Total Monthly Debt Service | $960 |
| DSCR Ratio | 1.72x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2023
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99141, Kettle Falls, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,051 (100%) |
| Owner Occupied HU | 2,102 (68.9%) |
| Renter Occupied HU | 555 (18.2%) |
| Vacant Housing Units | 394 (12.9%) |
| Median Home Value | $354,381 |
| Average Home Value | $377,511 |
Housing Distribution
Address Breakdown
Residential
2,160
Single Family
2,089
Multi-Family
71
Businesses
164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2023
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99141, Kettle Falls, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,051 (100%) |
| Owner Occupied HU | 2,102 (68.9%) |
| Renter Occupied HU | 555 (18.2%) |
| Vacant Housing Units | 394 (12.9%) |
| Median Home Value | $354,381 |
| Average Home Value | $377,511 |
Housing Distribution
Address Breakdown
Residential
2,160
Single Family
2,089
Multi-Family
71
Businesses
164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: DEBBIE BAKER • WINDERMERE KETTLE FALLS
Mls Name: Northeast Washington AOR
Mls ID: #45180