5 Chestnut AveMount ArlingtonNJ07856
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 5 Chestnut Ave, Mount Arlington, NJ, 07856 in Mount Arlington deserves attention. This $400,000 property earns $3,878/mo in rent, a 11.64% gross yield, and nets $1,027/mo after the $1,799/mo payment. DSCR 2.16 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $110,513 compounds alongside $3,684/yr in yearly equity build, for a total cumulative return of $219,382.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $1,027 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,878 |
| Total Monthly Debt Service | $2,692 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1931
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07856, Mount Arlington, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,476 (100%) |
| Owner Occupied HU | 1,574 (63.6%) |
| Renter Occupied HU | 673 (27.2%) |
| Vacant Housing Units | 229 ( 9.2%) |
| Median Home Value | $465,155 |
| Average Home Value | $571,722 |
Housing Distribution
Address Breakdown
Residential
2,526
Single Family
2,048
Multi-Family
478
Businesses
130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1931
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07856, Mount Arlington, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,476 (100%) |
| Owner Occupied HU | 1,574 (63.6%) |
| Renter Occupied HU | 673 (27.2%) |
| Vacant Housing Units | 229 ( 9.2%) |
| Median Home Value | $465,155 |
| Average Home Value | $571,722 |
Housing Distribution
Address Breakdown
Residential
2,526
Single Family
2,048
Multi-Family
478
Businesses
130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GSMLS
Mls ID: #4016253