5 Butternut DriveUnionvilleCT06085
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5 Butternut Drive, Unionville, CT, 06085 in Unionville speaks for itself: 10.59% gross on a $500,000 price, generating $2,599/mo in rent and $850/mo in net income after the $2,248/mo debt service. DSCR 1.16, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,204 stacks alongside $138,141 in projected five-year appreciation and $4,605/yr in principal reduction. Projected total cumulative return: $139,551.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.0% |
| Monthly Cash Flow | $850 | $1,500 |
City averages based on Unionville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,599 |
| Total Monthly Debt Service | $3,198 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06085, Unionville, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,034 (100%) |
| Owner Occupied HU | 2,351 (77.5%) |
| Renter Occupied HU | 554 (18.3%) |
| Vacant Housing Units | 129 ( 4.3%) |
| Median Home Value | $448,757 |
| Average Home Value | $480,271 |
Housing Distribution
Address Breakdown
Residential
3,029
Single Family
2,795
Multi-Family
234
Businesses
224
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06085, Unionville, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,034 (100%) |
| Owner Occupied HU | 2,351 (77.5%) |
| Renter Occupied HU | 554 (18.3%) |
| Vacant Housing Units | 129 ( 4.3%) |
| Median Home Value | $448,757 |
| Average Home Value | $480,271 |
Housing Distribution
Address Breakdown
Residential
3,029
Single Family
2,795
Multi-Family
234
Businesses
224
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sonia Peck • William Pitt Sotheby's Int'l
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24084210
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.