5 Blue Hill UNIT FOrangeburgNY10962
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5 Blue Hill UNIT F, Orangeburg, NY, 10962 in Orangeburg speaks for itself: 17.29% gross on a $279,000 price, generating $4,019/mo in rent and $1,677/mo in net income after the $1,255/mo debt service. DSCR 3.20, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $20,120 stacks alongside $77,083 in projected five-year appreciation and $2,570/yr in principal reduction. Projected total cumulative return: $216,380.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 17.3% | 6.2% |
| Monthly Cash Flow | $1,677 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,019 |
| Total Monthly Debt Service | $2,231 |
| DSCR Ratio | 1.80x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1970
436 sqft lot
$N/A/sqft
$479 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10962, Orangeburg, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,333 (100%) |
| Owner Occupied HU | 1,627 (69.7%) |
| Renter Occupied HU | 653 (28.0%) |
| Vacant Housing Units | 53 ( 2.3%) |
| Median Home Value | $701,658 |
| Average Home Value | $808,007 |
Housing Distribution
Address Breakdown
Residential
1,649
Single Family
1,518
Multi-Family
131
Businesses
328
Nearby investment properties with comparable rents
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1970
436 sqft lot
$N/A/sqft
$479 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10962, Orangeburg, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,333 (100%) |
| Owner Occupied HU | 1,627 (69.7%) |
| Renter Occupied HU | 653 (28.0%) |
| Vacant Housing Units | 53 ( 2.3%) |
| Median Home Value | $701,658 |
| Average Home Value | $808,007 |
Housing Distribution
Address Breakdown
Residential
1,649
Single Family
1,518
Multi-Family
131
Businesses
328
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices