4N752 Brookside West DrSaint CharlesIL60175
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 4N752 Brookside West Dr, Saint Charles, IL, 60175 in Saint Charles deserves attention. This $619,900 property earns $5,172/mo in rent, a 10.01% gross yield, and nets $872/mo after the $2,787/mo payment. DSCR 1.86 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $171,267 compounds alongside $5,709/yr in yearly equity build, for a total cumulative return of $293,247.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.0% |
| Monthly Cash Flow | $872 | $300 |
City averages based on Saint Charles market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,172 |
| Total Monthly Debt Service | $4,053 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
0.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60175, Saint Charles, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,107 (100%) |
| Owner Occupied HU | 8,172 (89.7%) |
| Renter Occupied HU | 699 ( 7.7%) |
| Vacant Housing Units | 236 ( 2.6%) |
| Median Home Value | $517,490 |
| Average Home Value | $555,441 |
Housing Distribution
Address Breakdown
Residential
8,548
Single Family
8,544
Multi-Family
4
Businesses
297
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
0.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60175, Saint Charles, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,107 (100%) |
| Owner Occupied HU | 8,172 (89.7%) |
| Renter Occupied HU | 699 ( 7.7%) |
| Vacant Housing Units | 236 ( 2.6%) |
| Median Home Value | $517,490 |
| Average Home Value | $555,441 |
Housing Distribution
Address Breakdown
Residential
8,548
Single Family
8,544
Multi-Family
4
Businesses
297
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12593841