4991 N Crossover Dr #818BellaireMI49615
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4991 N Crossover Dr #818, Bellaire, MI, 49615 in Bellaire. Priced at $629,900, it generates $6,344/mo in gross rent and $1,590/mo in net monthly cash flow, a 12.09% yield that comfortably supports the 2.24 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $19,074. Five-year appreciation: $174,030. Equity from principal paydown: $5,801/yr. Total projected cumulative return: $344,903.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 6.0% |
| Monthly Cash Flow | $1,590 | $800 |
City averages based on Bellaire market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,344 |
| Total Monthly Debt Service | $4,504 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1985
N/A lot
$N/A/sqft
$7,212 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1985
N/A lot
$N/A/sqft
$7,212 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices