4986 NW 39th LoopOcalaFL34482
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4986 NW 39th Loop, Ocala, FL, 34482 in Ocala carries a 1.99 coverage ratio, rent of $4,560/mo is 1.99 times the $2,293/mo payment. Rental yield 10.73%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $509,930 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $140,884; total projected cumulative return: $175,056.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 8.2% |
| Monthly Cash Flow | $(407) | $425 |
City averages based on Ocala market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,560 |
| Total Monthly Debt Service | $4,764 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
8,165 sqft lot
$N/A/sqft
$1,583 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34482, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,950 (100%) |
| Owner Occupied HU | 7,522 (68.7%) |
| Renter Occupied HU | 2,031 (18.5%) |
| Vacant Housing Units | 1,397 (12.8%) |
| Median Home Value | $331,531 |
| Average Home Value | $396,733 |
Housing Distribution
Address Breakdown
Residential
9,697
Single Family
9,427
Multi-Family
270
Businesses
333
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
8,165 sqft lot
$N/A/sqft
$1,583 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34482, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,950 (100%) |
| Owner Occupied HU | 7,522 (68.7%) |
| Renter Occupied HU | 2,031 (18.5%) |
| Vacant Housing Units | 1,397 (12.8%) |
| Median Home Value | $331,531 |
| Average Home Value | $396,733 |
Housing Distribution
Address Breakdown
Residential
9,697
Single Family
9,427
Multi-Family
270
Businesses
333
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices