4983 Saddle Brook DrHarrisburgPA17112



INVESTMENT ANALYSIS
Investment Verdict
Solid Income4983 Saddle Brook Dr, Harrisburg, PA, 17112 in Harrisburg is a solid income-producing rental, 9.5% gross yield, $4,933/mo rent, $843/mo net cash flow on a $622,900 buy. DSCR 1.76 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $172,096 and $5,737/yr in principal reduction project a total cumulative return of $291,460.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 7.2% |
| Monthly Cash Flow | $843 | $450 |
City averages based on Harrisburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,933 |
| Total Monthly Debt Service | $3,842 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
0.43 Acres lot
$N/A/sqft
$100 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17112, Harrisburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,963 (100%) |
| Owner Occupied HU | 12,682 (79.4%) |
| Renter Occupied HU | 2,684 (16.8%) |
| Vacant Housing Units | 597 ( 3.7%) |
| Median Home Value | $325,609 |
| Average Home Value | $365,998 |
Housing Distribution
Address Breakdown
Residential
15,673
Single Family
15,177
Multi-Family
496
Businesses
1,169



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1999
0.43 Acres lot
$N/A/sqft
$100 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17112, Harrisburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,963 (100%) |
| Owner Occupied HU | 12,682 (79.4%) |
| Renter Occupied HU | 2,684 (16.8%) |
| Vacant Housing Units | 597 ( 3.7%) |
| Median Home Value | $325,609 |
| Average Home Value | $365,998 |
Housing Distribution
Address Breakdown
Residential
15,673
Single Family
15,177
Multi-Family
496
Businesses
1,169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices











