4983 E Park RdStonyfordCA95979
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4983 E Park Rd, Stonyford, CA, 95979 in Stonyford. Priced at $246,000, it generates $5,916/mo in gross rent and $3,909/mo in net monthly cash flow, a 28.86% yield that comfortably supports the 5.35 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $46,903. Five-year appreciation: $67,965. Equity from principal paydown: $2,266/yr. Total projected cumulative return: $346,928.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 28.9% | 5.2% |
| Monthly Cash Flow | $3,909 | $1,500 |
City averages based on Stonyford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,916 |
| Total Monthly Debt Service | $1,910 |
| DSCR Ratio | 3.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95979, Stonyford, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 440 (100%) |
| Owner Occupied HU | 202 (45.9%) |
| Renter Occupied HU | 51 (11.6%) |
| Vacant Housing Units | 187 (42.5%) |
| Median Home Value | $402,083 |
| Average Home Value | $615,099 |
Housing Distribution
Address Breakdown
Residential
199
Single Family
199
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95979, Stonyford, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 440 (100%) |
| Owner Occupied HU | 202 (45.9%) |
| Renter Occupied HU | 51 (11.6%) |
| Vacant Housing Units | 187 (42.5%) |
| Median Home Value | $402,083 |
| Average Home Value | $615,099 |
Housing Distribution
Address Breakdown
Residential
199
Single Family
199
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
No similar rental properties found nearby.