497 Chase Creek StCliftonAZ85533
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 497 Chase Creek St, Clifton, AZ, 85533 in Clifton is straightforward: $250,000 in, $1,902/mo in rent, $424/mo out after debt service. The 9.13% gross yield and 1.69 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $69,070 by year five. With $2,303/yr in principal equity, the total cumulative return is projected at $121,813.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 4.0% |
| Monthly Cash Flow | $424 | $1,200 |
City averages based on Clifton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,902 |
| Total Monthly Debt Service | $1,378 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1931
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85533, Clifton, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,006 (100%) |
| Owner Occupied HU | 619 (61.5%) |
| Renter Occupied HU | 210 (20.9%) |
| Vacant Housing Units | 177 (17.6%) |
| Median Home Value | $87,759 |
| Average Home Value | $133,687 |
Housing Distribution
Address Breakdown
Residential
340
Single Family
340
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1931
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85533, Clifton, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,006 (100%) |
| Owner Occupied HU | 619 (61.5%) |
| Renter Occupied HU | 210 (20.9%) |
| Vacant Housing Units | 177 (17.6%) |
| Median Home Value | $87,759 |
| Average Home Value | $133,687 |
Housing Distribution
Address Breakdown
Residential
340
Single Family
340
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices