496 Britton RoadMonticelloME04760
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 496 Britton Road, Monticello, ME, 04760 in Monticello: $1,964/mo in rent, $551/mo net, 10.52% gross yield, all on a $224,000 acquisition. The 1.95 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $61,887 in value, and $2,063/yr in principal paydown steadily builds equity. Projected total cumulative return: $120,512.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 7.0% |
| Monthly Cash Flow | $551 | $850 |
City averages based on Monticello market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,964 |
| Total Monthly Debt Service | $1,325 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04760, Monticello, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 384 (100%) |
| Owner Occupied HU | 269 (70.1%) |
| Renter Occupied HU | 53 (13.8%) |
| Vacant Housing Units | 62 (16.1%) |
| Median Home Value | $219,118 |
| Average Home Value | $352,993 |
Housing Distribution
Address Breakdown
Residential
202
Single Family
187
Multi-Family
15
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04760, Monticello, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 384 (100%) |
| Owner Occupied HU | 269 (70.1%) |
| Renter Occupied HU | 53 (13.8%) |
| Vacant Housing Units | 62 (16.1%) |
| Median Home Value | $219,118 |
| Average Home Value | $352,993 |
Housing Distribution
Address Breakdown
Residential
202
Single Family
187
Multi-Family
15
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • RE/MAX County
Mls Name: Maine Listings
Mls ID: #1633198