130 Graham RoadEastonME04740
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 130 Graham Road, Easton, ME, 04740 in Easton is listed at $199,000 and delivers $1,502/mo in rent and $246/mo in net monthly cash flow. The 9.06% yield and 1.68 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $54,980 over five years, and $1,833/yr in principal reduction supplements cash return. Total projected cumulative return: $91,446.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 7.5% |
| Monthly Cash Flow | $246 | $350 |
City averages based on Easton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,502 |
| Total Monthly Debt Service | $1,177 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
8 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04740, Easton, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 593 (100%) |
| Owner Occupied HU | 406 (68.5%) |
| Renter Occupied HU | 108 (18.2%) |
| Vacant Housing Units | 79 (13.3%) |
| Median Home Value | $168,137 |
| Average Home Value | $187,506 |
Housing Distribution
Address Breakdown
Residential
491
Single Family
451
Multi-Family
40
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
8 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04740, Easton, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 593 (100%) |
| Owner Occupied HU | 406 (68.5%) |
| Renter Occupied HU | 108 (18.2%) |
| Vacant Housing Units | 79 (13.3%) |
| Median Home Value | $168,137 |
| Average Home Value | $187,506 |
Housing Distribution
Address Breakdown
Residential
491
Single Family
451
Multi-Family
40
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices