4958 State Route 5VernonNY13476








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Vernon at 4958 State Route 5, Vernon, NY, 13476 generates $1,260/mo in rent and, after a $611/mo payment, leaves $426/mo in cash flow. Total monthly income is $1,260/mo, and annual cash flow is $5,115/yr on $41,404 invested. Return on cash invested sits at 32.26% in year one, and rental yield is 12.11% on a $124,900 entry. Equity gained on principal adds $806/yr, while 5% annual appreciation builds toward $34,508 over five years. Five-year ROI reaches 169.83% and total cumulative return in cash sums $70,318. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,260/mo property income rather than buyer’s personal income.
Single Family
Built in 1850
4.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13476, Vernon, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,472 (100%) |
| Owner Occupied HU | 940 (63.9%) |
| Renter Occupied HU | 423 (28.7%) |
| Vacant Housing Units | 109 ( 7.4%) |
| Median Home Value | $200,743 |
| Average Home Value | $237,830 |
Housing Distribution
Address Breakdown
Residential
1,096
Single Family
1,026
Multi-Family
70
Businesses
88
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Nearby investment properties with comparable prices



Listed by: Jennie Chapin • Chapin Real Estate
Mls Name: NYSAMLSs
Mls Provider:
Mls ID: #S1572078
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