4953 Peach Orchard RdWaynesboroGA30815
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 4953 Peach Orchard Rd, Waynesboro, GA, 30815 in Waynesboro is capital appreciation. Rental yield 4.24%. The 4.24% gross yield at $338,480 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $93,516 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (2.20) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $211,480.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 8.0% |
| Monthly Cash Flow | $(2,428) | $1,500 |
City averages based on Waynesboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,354 |
| Total Monthly Debt Service | $1,925 |
| DSCR Ratio | 1.74x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
15.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30815, Hephzibah, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,855 (100%) |
| Owner Occupied HU | 10,842 (68.4%) |
| Renter Occupied HU | 3,822 (24.1%) |
| Vacant Housing Units | 1,191 ( 7.5%) |
| Median Home Value | $222,576 |
| Average Home Value | $235,703 |
Housing Distribution
Address Breakdown
Residential
16,223
Single Family
16,109
Multi-Family
114
Businesses
445
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
15.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30815, Hephzibah, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,855 (100%) |
| Owner Occupied HU | 10,842 (68.4%) |
| Renter Occupied HU | 3,822 (24.1%) |
| Vacant Housing Units | 1,191 ( 7.5%) |
| Median Home Value | $222,576 |
| Average Home Value | $235,703 |
Housing Distribution
Address Breakdown
Residential
16,223
Single Family
16,109
Multi-Family
114
Businesses
445
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: NextHome
Mls Provider:
Mls ID: #10324443