4951 SW 154th LoopOcalaFL34473
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play4951 SW 154th Loop, Ocala, FL, 34473 in Ocala is priced for appreciation, not yield. Rental yield 5.09%. At $535,900 with a 5.09% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $148,059 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.94) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $116,504.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 8.2% |
| Monthly Cash Flow | $(1,369) | $425 |
City averages based on Ocala market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,274 |
| Total Monthly Debt Service | $3,430 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34473, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,053 (100%) |
| Owner Occupied HU | 8,064 (73.0%) |
| Renter Occupied HU | 2,221 (20.1%) |
| Vacant Housing Units | 768 ( 6.9%) |
| Median Home Value | $281,717 |
| Average Home Value | $325,556 |
Housing Distribution
Address Breakdown
Residential
11,597
Single Family
10,596
Multi-Family
1,001
Businesses
138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34473, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,053 (100%) |
| Owner Occupied HU | 8,064 (73.0%) |
| Renter Occupied HU | 2,221 (20.1%) |
| Vacant Housing Units | 768 ( 6.9%) |
| Median Home Value | $281,717 |
| Average Home Value | $325,556 |
Housing Distribution
Address Breakdown
Residential
11,597
Single Family
10,596
Multi-Family
1,001
Businesses
138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Judith McCoy • Century 21 J.W.Morton R.E.
Mls Name: Realtors Association of Citrus County
Mls Provider:
Mls ID: #853150
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.