4950 Central St APT 1001Kansas CityMO64112
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 4950 Central St APT 1001, Kansas City, MO, 64112 in Kansas City worth study. Rental yield 2.96%. The 2.96% gross yield is below cash-flow benchmarks at $1,200,000, but 5% annual appreciation, adding $331,538 over five years, frames this as a capital growth position. Rent of $2,962/mo partially offsets the $5,396/mo payment. Ziffy Mortgage finances appreciation-play properties (0.55 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $164,897.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3% | 6.2% |
| Monthly Cash Flow | $(7,290) | $300 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,962 |
| Total Monthly Debt Service | $6,996 |
| DSCR Ratio | 0.42x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64112, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,278 (100%) |
| Owner Occupied HU | 2,231 (35.5%) |
| Renter Occupied HU | 3,188 (50.8%) |
| Vacant Housing Units | 859 (13.7%) |
| Median Home Value | $493,820 |
| Average Home Value | $629,630 |
Housing Distribution
Address Breakdown
Residential
5,727
Single Family
2,006
Multi-Family
3,721
Businesses
536
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64112, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,278 (100%) |
| Owner Occupied HU | 2,231 (35.5%) |
| Renter Occupied HU | 3,188 (50.8%) |
| Vacant Housing Units | 859 (13.7%) |
| Median Home Value | $493,820 |
| Average Home Value | $629,630 |
Housing Distribution
Address Breakdown
Residential
5,727
Single Family
2,006
Multi-Family
3,721
Businesses
536
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2608311