449 N 86th StKansas CityKS66112
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 2.98% gross rental yield, 449 N 86th St, Kansas City, KS, 66112 in Kansas City is priced for capital growth, not immediate cash flow. The $1,025,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $283,189 by year five, with $9,440/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.55) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $115,759.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3% | 8.0% |
| Monthly Cash Flow | $(4,273) | $1,200 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,546 |
| Total Monthly Debt Service | $6,411 |
| DSCR Ratio | 0.40x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
19.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66112, Kansas City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,731 (100%) |
| Owner Occupied HU | 2,480 (43.3%) |
| Renter Occupied HU | 2,652 (46.3%) |
| Vacant Housing Units | 599 (10.5%) |
| Median Home Value | $209,181 |
| Average Home Value | $222,493 |
Housing Distribution
Address Breakdown
Residential
5,606
Single Family
5,232
Multi-Family
374
Businesses
511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
19.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66112, Kansas City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,731 (100%) |
| Owner Occupied HU | 2,480 (43.3%) |
| Renter Occupied HU | 2,652 (46.3%) |
| Vacant Housing Units | 599 (10.5%) |
| Median Home Value | $209,181 |
| Average Home Value | $222,493 |
Housing Distribution
Address Breakdown
Residential
5,606
Single Family
5,232
Multi-Family
374
Businesses
511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Yvette Chavez • Weichert, Realtors Welch & Com
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2583279