4948 Lorelei AveLakewoodCA90712
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4948 Lorelei Ave, Lakewood, CA, 90712 in Lakewood is a top-tier cash-flow asset. At $880,000 it produces $7,906/mo in rent and $2,462/mo in net monthly income, a 10.78% gross rental yield. The DSCR of 2.00 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $29,541. Five-year appreciation adds $243,128, driving a total cumulative return of $492,141.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 5.2% |
| Monthly Cash Flow | $2,462 | $300 |
City averages based on Lakewood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,906 |
| Total Monthly Debt Service | $5,094 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
5,358 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90712, Lakewood, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,745 (100%) |
| Owner Occupied HU | 8,278 (70.5%) |
| Renter Occupied HU | 3,179 (27.1%) |
| Vacant Housing Units | 288 ( 2.5%) |
| Median Home Value | $825,258 |
| Average Home Value | $867,593 |
Housing Distribution
Address Breakdown
Residential
11,017
Single Family
10,456
Multi-Family
561
Businesses
843
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
5,358 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90712, Lakewood, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,745 (100%) |
| Owner Occupied HU | 8,278 (70.5%) |
| Renter Occupied HU | 3,179 (27.1%) |
| Vacant Housing Units | 288 ( 2.5%) |
| Median Home Value | $825,258 |
| Average Home Value | $867,593 |
Housing Distribution
Address Breakdown
Residential
11,017
Single Family
10,456
Multi-Family
561
Businesses
843
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices