4945 NW Rochester RdTopekaKS66617
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 4945 NW Rochester Rd, Topeka, KS, 66617 in Topeka deserves attention. This $304,800 property earns $2,611/mo in rent, a 10.28% gross yield, and nets $583/mo after the $1,371/mo payment. DSCR 1.90 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $84,211 compounds alongside $2,807/yr in yearly equity build, for a total cumulative return of $153,740.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 13.0% |
| Monthly Cash Flow | $583 | $850 |
City averages based on Topeka market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,611 |
| Total Monthly Debt Service | $1,907 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66617, Topeka, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,638 (100%) |
| Owner Occupied HU | 2,969 (81.6%) |
| Renter Occupied HU | 513 (14.1%) |
| Vacant Housing Units | 156 ( 4.3%) |
| Median Home Value | $279,771 |
| Average Home Value | $321,313 |
Housing Distribution
Address Breakdown
Residential
3,681
Single Family
3,681
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66617, Topeka, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,638 (100%) |
| Owner Occupied HU | 2,969 (81.6%) |
| Renter Occupied HU | 513 (14.1%) |
| Vacant Housing Units | 156 ( 4.3%) |
| Median Home Value | $279,771 |
| Average Home Value | $321,313 |
Housing Distribution
Address Breakdown
Residential
3,681
Single Family
3,681
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices