492 Lafayette 74TaylorAR71861
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 492 Lafayette 74, Taylor, AR, 71861 in Taylor at $192,150 earns $1,200/mo in rent and nets $14/mo after the $864/mo payment, a 7.49% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $53,088 over five years. Ziffy Mortgage underwrites this on a 1.39 DSCR without U.S. credit history. With $1,770/yr in principal paydown, total projected return reaches $73,765.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 10.0% |
| Monthly Cash Flow | $14 | $300 |
City averages based on Taylor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,200 |
| Total Monthly Debt Service | $1,110 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
4.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71861, Taylor, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,456 (100%) |
| Owner Occupied HU | 856 (58.8%) |
| Renter Occupied HU | 212 (14.6%) |
| Vacant Housing Units | 388 (26.6%) |
| Median Home Value | $143,868 |
| Average Home Value | $189,378 |
Housing Distribution
Address Breakdown
Residential
969
Single Family
969
Multi-Family
0
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
4.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71861, Taylor, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,456 (100%) |
| Owner Occupied HU | 856 (58.8%) |
| Renter Occupied HU | 212 (14.6%) |
| Vacant Housing Units | 388 (26.6%) |
| Median Home Value | $143,868 |
| Average Home Value | $189,378 |
Housing Distribution
Address Breakdown
Residential
969
Single Family
969
Multi-Family
0
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices