492 Holt CirHaydenAL35079
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Hayden at 492 Holt Cir, Hayden, AL, 35079 priced at $287,000 converts $1,872/mo rent into $252/mo cash flow after a $1,405/mo obligation. Total monthly income equals $1,872/mo, and annual cash flow totals $3,021/yr on $95,141 invested. Return on cash invested prints 23.08% in year one, and rental yield reads 7.83% against a $287,000 entry. Equity gained on principal adds $1,852/yr, while 5% annual appreciation compiles into $79,293 by year five. Five-year ROI reaches 119.17% and total cumulative return in cash sums $113,374. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,872/mo property income covering a $1,405/mo payment, not borrower’s personal income.
Single Family
Built in 2025
1.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35079, Hayden, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,908 (100%) |
| Owner Occupied HU | 3,088 (79.0%) |
| Renter Occupied HU | 442 (11.3%) |
| Vacant Housing Units | 378 ( 9.7%) |
| Median Home Value | $205,744 |
| Average Home Value | $222,665 |
Housing Distribution
Address Breakdown
Residential
3,866
Single Family
3,800
Multi-Family
66
Businesses
138
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