4918 Upper James StMontgomeryAL36116







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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Montgomery at 4918 Upper James St, Montgomery, AL, 36116 offers a 12.91% rental yield on a $291,500 purchase with $3,136/mo rent. Total monthly income registers $3,136/mo, and a $1,427/mo payment leaves $1,359/mo available for distribution. Annual cash flow reaches $16,310/yr on $96,632 to close, and return on cash invested stands at 36.79% in year one. Equity gained on principal adds $1,881/yr while 5% annual appreciation supports $80,536 over five years. Portfolio math shows five-year ROI at 193.27% and total cumulative return in cash at $186,763. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,136/mo property income against a $1,427/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Townhouse
Built in 2017
2,178 sqft lot
$N/A/sqft
$95 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36116, Montgomery, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,731 (100%) |
| Owner Occupied HU | 8,809 (42.5%) |
| Renter Occupied HU | 9,974 (48.1%) |
| Vacant Housing Units | 1,948 ( 9.4%) |
| Median Home Value | $162,402 |
| Average Home Value | $247,377 |
Housing Distribution
Address Breakdown
Residential
18,818
Single Family
13,921
Multi-Family
4,897
Businesses
1,059
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