4917 SE 89th TerOklahoma CityOK73135
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Oklahoma City rentals match the income profile of 4917 SE 89th Ter, Oklahoma City, OK, 73135. Listed at $239,900, gross rent is $2,064/mo and net cash flow is $511/mo, a 10.32% yield well above national averages. DSCR 1.91 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $66,280 by year five with $2,210/yr in annual principal reduction, projecting $125,421 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 10.0% |
| Monthly Cash Flow | $511 | $450 |
City averages based on Oklahoma City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,064 |
| Total Monthly Debt Service | $1,437 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
4,874 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73135, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,321 (100%) |
| Owner Occupied HU | 4,415 (47.4%) |
| Renter Occupied HU | 4,003 (42.9%) |
| Vacant Housing Units | 903 ( 9.7%) |
| Median Home Value | $194,858 |
| Average Home Value | $220,292 |
Housing Distribution
Address Breakdown
Residential
9,579
Single Family
8,276
Multi-Family
1,303
Businesses
328
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
4,874 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73135, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,321 (100%) |
| Owner Occupied HU | 4,415 (47.4%) |
| Renter Occupied HU | 4,003 (42.9%) |
| Vacant Housing Units | 903 ( 9.7%) |
| Median Home Value | $194,858 |
| Average Home Value | $220,292 |
Housing Distribution
Address Breakdown
Residential
9,579
Single Family
8,276
Multi-Family
1,303
Businesses
328
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rudy Hymer • RJH Realty Investments
Mls Name: MLSOK/OKCMAR
Mls ID: #1177836