4915 Samish #66BellinghamWA98229
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4915 Samish #66, Bellingham, WA, 98229 in Bellingham. Priced at $170,000, it generates $2,876/mo in gross rent and $1,855/mo in net monthly cash flow, a 20.3% yield that comfortably supports the 3.76 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $22,254. Five-year appreciation: $46,968. Equity from principal paydown: $1,566/yr. Total projected cumulative return: $183,720.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 20.3% | 5.1% |
| Monthly Cash Flow | $1,855 | $1,850 |
City averages based on Bellingham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,876 |
| Total Monthly Debt Service | $954 |
| DSCR Ratio | 3.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1975
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1975
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brie Turoff Mueller • Muljat Group
Mls Name: NWMLS
Mls ID: #2392445