4913 Center StGagetownMI48735
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4913 Center St, Gagetown, MI, 48735 in Gagetown is a top-tier cash-flow asset. At $118,400 it produces $1,583/mo in rent and $802/mo in net monthly income, a 16.04% gross rental yield. The DSCR of 2.98 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $9,624. Five-year appreciation adds $32,712, driving a total cumulative return of $96,767.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16% | 7.0% |
| Monthly Cash Flow | $802 | $300 |
City averages based on Gagetown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,583 |
| Total Monthly Debt Service | $734 |
| DSCR Ratio | 2.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48735, Gagetown, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 394 (100%) |
| Owner Occupied HU | 282 (71.6%) |
| Renter Occupied HU | 58 (14.7%) |
| Vacant Housing Units | 54 (13.7%) |
| Median Home Value | $171,053 |
| Average Home Value | $230,443 |
Housing Distribution
Address Breakdown
Residential
311
Single Family
299
Multi-Family
12
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48735, Gagetown, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 394 (100%) |
| Owner Occupied HU | 282 (71.6%) |
| Renter Occupied HU | 58 (14.7%) |
| Vacant Housing Units | 54 (13.7%) |
| Median Home Value | $171,053 |
| Average Home Value | $230,443 |
Housing Distribution
Address Breakdown
Residential
311
Single Family
299
Multi-Family
12
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
