4906 Audubon DrSaginawMI48638
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4906 Audubon Dr, Saginaw, MI, 48638 in Saginaw. Priced at $279,900, it generates $2,502/mo in gross rent and $656/mo in net monthly cash flow, a 10.73% yield that comfortably supports the 1.99 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,874. Five-year appreciation: $77,331. Equity from principal paydown: $2,578/yr. Total projected cumulative return: $148,876.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 9.0% |
| Monthly Cash Flow | $656 | $800 |
City averages based on Saginaw market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,502 |
| Total Monthly Debt Service | $1,734 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
0.25 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
0.25 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices