4905 25th St W APT 101BradentonFL34207
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 4905 25th St W APT 101, Bradenton, FL, 34207 in Bradenton hard to pass up. The 14.09% gross yield on a $159,300 purchase results in $1,871/mo in rent and $508/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.61). Annual cash flow of $6,098, five-year appreciation of $44,012, and $1,467/yr in equity build-up combine for a projected total cumulative return of $94,814.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.1% | 5.1% |
| Monthly Cash Flow | $508 | $285 |
City averages based on Bradenton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,871 |
| Total Monthly Debt Service | $1,299 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1979
N/A lot
$N/A/sqft
$235 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34207, Bradenton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,975 (100%) |
| Owner Occupied HU | 9,533 (47.7%) |
| Renter Occupied HU | 6,846 (34.3%) |
| Vacant Housing Units | 3,596 (18.0%) |
| Median Home Value | $144,995 |
| Average Home Value | $222,145 |
Housing Distribution
Address Breakdown
Residential
16,180
Single Family
13,186
Multi-Family
2,994
Businesses
756
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1979
N/A lot
$N/A/sqft
$235 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34207, Bradenton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,975 (100%) |
| Owner Occupied HU | 9,533 (47.7%) |
| Renter Occupied HU | 6,846 (34.3%) |
| Vacant Housing Units | 3,596 (18.0%) |
| Median Home Value | $144,995 |
| Average Home Value | $222,145 |
Housing Distribution
Address Breakdown
Residential
16,180
Single Family
13,186
Multi-Family
2,994
Businesses
756
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices