4902 Paddock RdCincinnatiOH45237
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4902 Paddock Rd, Cincinnati, OH, 45237 in Cincinnati speaks for itself: 27.68% gross on a $189,900 price, generating $4,380/mo in rent and $3,066/mo in net income after the $854/mo debt service. DSCR 5.13, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $36,792 stacks alongside $52,466 in projected five-year appreciation and $1,749/yr in principal reduction. Projected total cumulative return: $269,922.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 27.7% | 6.8% |
| Monthly Cash Flow | $3,066 | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,380 |
| Total Monthly Debt Service | $1,238 |
| DSCR Ratio | 3.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1905
7,100 sqft lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1905
7,100 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices