4901 Titanic AveEl PasoTX79904
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 4901 Titanic Ave, El Paso, TX, 79904 in El Paso worth study. Rental yield 1.49%. The 1.49% gross yield is below cash-flow benchmarks at $848,100, but 5% annual appreciation, adding $234,314 over five years, frames this as a capital growth position. Rent of $1,055/mo partially offsets the $3,814/mo payment. Ziffy Mortgage finances appreciation-play properties (0.28 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $4,810.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.5% | 5.8% |
| Monthly Cash Flow | $(4,976) | $385 |
City averages based on El Paso market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,055 |
| Total Monthly Debt Service | $5,694 |
| DSCR Ratio | 0.19x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Apartment
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79904, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,932 (100%) |
| Owner Occupied HU | 5,393 (41.7%) |
| Renter Occupied HU | 6,444 (49.8%) |
| Vacant Housing Units | 1,095 ( 8.5%) |
| Median Home Value | $163,469 |
| Average Home Value | $208,956 |
Housing Distribution
Address Breakdown
Residential
12,151
Single Family
11,938
Multi-Family
213
Businesses
585
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Apartment
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79904, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,932 (100%) |
| Owner Occupied HU | 5,393 (41.7%) |
| Renter Occupied HU | 6,444 (49.8%) |
| Vacant Housing Units | 1,095 ( 8.5%) |
| Median Home Value | $163,469 |
| Average Home Value | $208,956 |
Housing Distribution
Address Breakdown
Residential
12,151
Single Family
11,938
Multi-Family
213
Businesses
585
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices