49 Midvale AvenueWaterburyCT06708
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder49 Midvale Avenue, Waterbury, CT, 06708 in Waterbury is a stable, well-positioned rental at $324,900. Rental yield 7.53%. DSCR 1.40 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $89,764 in value and $2,992/yr in principal paydown builds equity, a total projected return of $113,277.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 7.1% |
| Monthly Cash Flow | $(168) | $450 |
City averages based on Waterbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,040 |
| Total Monthly Debt Service | $2,078 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
9,583 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
9,583 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carol Wanat • Rockoff Realty
Mls Name: Smart MLS
Mls ID: #24126143