48925 Chisleytown RdSaint InigoesMD20684
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 48925 Chisleytown Rd, Saint Inigoes, MD, 20684 in Saint Inigoes speaks for itself: 11.06% gross on a $399,900 price, generating $3,685/mo in rent and $1,198/mo in net income after the $1,798/mo debt service. DSCR 2.05, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,376 stacks alongside $110,485 in projected five-year appreciation and $3,683/yr in principal reduction. Projected total cumulative return: $228,829.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 5.6% |
| Monthly Cash Flow | $1,198 | $350 |
City averages based on Saint Inigoes market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,685 |
| Total Monthly Debt Service | $2,328 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
10.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20684, Saint Inigoes, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 530 (100%) |
| Owner Occupied HU | 384 (72.5%) |
| Renter Occupied HU | 84 (15.8%) |
| Vacant Housing Units | 62 (11.7%) |
| Median Home Value | $477,778 |
| Average Home Value | $550,339 |
Housing Distribution
Address Breakdown
Residential
430
Single Family
428
Multi-Family
2
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
10.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20684, Saint Inigoes, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 530 (100%) |
| Owner Occupied HU | 384 (72.5%) |
| Renter Occupied HU | 84 (15.8%) |
| Vacant Housing Units | 62 (11.7%) |
| Median Home Value | $477,778 |
| Average Home Value | $550,339 |
Housing Distribution
Address Breakdown
Residential
430
Single Family
428
Multi-Family
2
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDSM2031504