45250 Saint Georges AvePiney PointMD20674
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 45250 Saint Georges Ave, Piney Point, MD, 20674 in Piney Point earns a 9.67% gross yield at $335,000. Rent of $2,699/mo nets $615/mo after the $1,506/mo mortgage. The 1.79 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $92,554 and $3,085/yr in equity accumulation project a total cumulative return of $166,729.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.2% |
| Monthly Cash Flow | $615 | $1,200 |
City averages based on Piney Point market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,699 |
| Total Monthly Debt Service | $1,950 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20674, Piney Point, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 524 (100%) |
| Owner Occupied HU | 317 (60.5%) |
| Renter Occupied HU | 83 (15.8%) |
| Vacant Housing Units | 124 (23.7%) |
| Median Home Value | $629,735 |
| Average Home Value | $648,226 |
Housing Distribution
Address Breakdown
Residential
316
Single Family
316
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20674, Piney Point, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 524 (100%) |
| Owner Occupied HU | 317 (60.5%) |
| Renter Occupied HU | 83 (15.8%) |
| Vacant Housing Units | 124 (23.7%) |
| Median Home Value | $629,735 |
| Average Home Value | $648,226 |
Housing Distribution
Address Breakdown
Residential
316
Single Family
316
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jesieryl Hartzer • CENTURY 21 New Millennium
Mls Name: Bright MLS
Mls ID: #MDSM2025888