4891 Blue Ribbon DrMiltonFL32583
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4891 Blue Ribbon Dr, Milton, FL, 32583 in Milton. Priced at $158,574, it generates $2,615/mo in gross rent and $1,542/mo in net monthly cash flow, a 19.79% yield that comfortably supports the 3.67 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $18,504. Five-year appreciation: $43,811. Equity from principal paydown: $1,460/yr. Total projected cumulative return: $159,808.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.8% | 6.0% |
| Monthly Cash Flow | $1,542 | $1,200 |
City averages based on Milton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,615 |
| Total Monthly Debt Service | $1,010 |
| DSCR Ratio | 2.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2019
1.10 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2019
1.10 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices