4881 S Stephentown RoadStephentownNY12168








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Stephentown at 4881 S Stephentown Road, Stephentown, NY, 12168 uses $46,079 cash to close to unlock $12,625/yr annual cash flow and $1,052/mo monthly cash flow. Total monthly income runs $1,980/mo, and a $680/mo payment keeps the spread at $1,052/mo. Purchase price stands at $139,000, and rental yield measures 17.09% with $1,980/mo rent. Return on cash invested shows 47.31% in year one, and 5% annual appreciation builds toward $38,403 over five years. Five-year ROI reaches 250.5% and total cumulative return in cash records $115,424. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,980/mo property income covering a $680/mo payment rather than investor’s personal income.
Manufactured
Built in 1976
2.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12168, Stephentown, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 968 (100%) |
| Owner Occupied HU | 622 (64.3%) |
| Renter Occupied HU | 155 (16.0%) |
| Vacant Housing Units | 191 (19.7%) |
| Median Home Value | $293,548 |
| Average Home Value | $307,926 |
Housing Distribution
Address Breakdown
Residential
703
Single Family
702
Multi-Family
1
Businesses
40
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Listed by: Leonard Brown • Berkshire Hathaway HomeService
Mls Name: HVCRMLS
Mls ID: #20253195








