4874 Gage Ave E #3Bell GardensCA90201
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4874 Gage Ave E #3, Bell Gardens, CA, 90201 in Bell Gardens speaks for itself: 20.8% gross on a $135,000 price, generating $2,340/mo in rent and $1,505/mo in net income after the $607/mo debt service. DSCR 3.86, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $18,058 stacks alongside $37,298 in projected five-year appreciation and $1,243/yr in principal reduction. Projected total cumulative return: $148,046.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 20.8% | 6.0% |
| Monthly Cash Flow | $1,505 | $1,500 |
City averages based on Bell Gardens market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,340 |
| Total Monthly Debt Service | $781 |
| DSCR Ratio | 2.99x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1959
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90201, Bell, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,318 (100%) |
| Owner Occupied HU | 5,946 (23.5%) |
| Renter Occupied HU | 18,749 (74.1%) |
| Vacant Housing Units | 623 ( 2.5%) |
| Median Home Value | $625,427 |
| Average Home Value | $651,664 |
Housing Distribution
Address Breakdown
Residential
24,730
Single Family
18,851
Multi-Family
5,879
Businesses
1,817
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1959
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90201, Bell, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,318 (100%) |
| Owner Occupied HU | 5,946 (23.5%) |
| Renter Occupied HU | 18,749 (74.1%) |
| Vacant Housing Units | 623 ( 2.5%) |
| Median Home Value | $625,427 |
| Average Home Value | $651,664 |
Housing Distribution
Address Breakdown
Residential
24,730
Single Family
18,851
Multi-Family
5,879
Businesses
1,817
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices