487 Rock Cliff RdHamiltonAL35570
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Hamilton at 487 Rock Cliff Rd, Hamilton, AL, 35570 uses $60,333 cash to close to unlock $8,562/yr annual cash flow and $713/mo monthly cash flow. Total monthly income runs $1,776/mo, and a $891/mo payment keeps the spread at $713/mo. Purchase price stands at $182,000, and rental yield measures 11.71% with $1,776/mo rent. Return on cash invested shows 34.1% in year one, and 5% annual appreciation builds toward $50,283 over five years. Five-year ROI reaches 178.5% and total cumulative return in cash records $107,697. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,776/mo property income covering a $891/mo payment rather than investor’s personal income.
Single Family
Built in 1972
0.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35570, Hamilton, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,983 (100%) |
| Owner Occupied HU | 2,925 (58.7%) |
| Renter Occupied HU | 1,417 (28.4%) |
| Vacant Housing Units | 641 (12.9%) |
| Median Home Value | $130,580 |
| Average Home Value | $169,512 |
Housing Distribution
Address Breakdown
Residential
4,583
Single Family
4,447
Multi-Family
136
Businesses
428
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Listed by: Sherry Pruitt • Sherry Pruitt Real Estate
Mls Name: ValleyMLS
Mls Provider:
Mls ID: #21890830
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