487 Oxbow DriveBrightonCO80601
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.56% yield at 487 Oxbow Drive, Brighton, CO, 80601 in Brighton is solid, but the $2,747/mo payment compresses net cash flow to $11/mo at $611,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $168,808 by year five, and $5,627/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.40) without U.S. income documentation. Total projected return: $232,676.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.2% |
| Monthly Cash Flow | $11 | $450 |
City averages based on Brighton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,848 |
| Total Monthly Debt Service | $3,594 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
7,628 sqft lot
$N/A/sqft
$65 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80601, Brighton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,191 (100%) |
| Owner Occupied HU | 10,331 (63.8%) |
| Renter Occupied HU | 4,951 (30.6%) |
| Vacant Housing Units | 909 ( 5.6%) |
| Median Home Value | $577,802 |
| Average Home Value | $596,617 |
Housing Distribution
Address Breakdown
Residential
15,208
Single Family
12,659
Multi-Family
2,549
Businesses
1,204
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
7,628 sqft lot
$N/A/sqft
$65 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80601, Brighton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,191 (100%) |
| Owner Occupied HU | 10,331 (63.8%) |
| Renter Occupied HU | 4,951 (30.6%) |
| Vacant Housing Units | 909 ( 5.6%) |
| Median Home Value | $577,802 |
| Average Home Value | $596,617 |
Housing Distribution
Address Breakdown
Residential
15,208
Single Family
12,659
Multi-Family
2,549
Businesses
1,204
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cindy Fry • RE/MAX Professionals
Mls Name: REcolorado
Mls Provider:
Mls ID: #4985406
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