4848 Osprey Pointe Dr #58Liberty TownshipOH45011
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 4848 Osprey Pointe Dr #58, Liberty Township, OH, 45011 in Liberty Township at $351,645, 5.94% gross yield, is a market-growth asset. Rental yield 5.94%. The $1,740/mo rent partially funds the $1,581/mo debt service; the core return is the 5%/yr price growth projected to add $97,153 over five years. Ziffy Mortgage's DSCR mortgage (1.10) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $83,323.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 6.2% |
| Monthly Cash Flow | $(802) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,740 |
| Total Monthly Debt Service | $2,402 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
3,360 sqft lot
$N/A/sqft
$2,750 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45011, Hamilton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,468 (100%) |
| Owner Occupied HU | 19,567 (68.7%) |
| Renter Occupied HU | 7,381 (25.9%) |
| Vacant Housing Units | 1,520 ( 5.3%) |
| Median Home Value | $320,914 |
| Average Home Value | $338,443 |
Housing Distribution
Address Breakdown
Residential
27,133
Single Family
24,750
Multi-Family
2,383
Businesses
1,504
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
3,360 sqft lot
$N/A/sqft
$2,750 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45011, Hamilton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,468 (100%) |
| Owner Occupied HU | 19,567 (68.7%) |
| Renter Occupied HU | 7,381 (25.9%) |
| Vacant Housing Units | 1,520 ( 5.3%) |
| Median Home Value | $320,914 |
| Average Home Value | $338,443 |
Housing Distribution
Address Breakdown
Residential
27,133
Single Family
24,750
Multi-Family
2,383
Businesses
1,504
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices