484 Hoody Hudson RdCataulaGA31804
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 484 Hoody Hudson Rd, Cataula, GA, 31804 in Cataula. Rental yield 5.92%. At $559,000 with 5.92% gross yield, current distributions are modest, but the 5% appreciation rate projects $154,441 in new equity by year five, complemented by $5,148/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.10) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $170,373.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 7.0% |
| Monthly Cash Flow | $(642) | $300 |
City averages based on Cataula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,760 |
| Total Monthly Debt Service | $3,180 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
2.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31804, Cataula, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,441 (100%) |
| Owner Occupied HU | 2,150 (88.1%) |
| Renter Occupied HU | 187 ( 7.7%) |
| Vacant Housing Units | 104 ( 4.3%) |
| Median Home Value | $326,536 |
| Average Home Value | $369,452 |
Housing Distribution
Address Breakdown
Residential
2,276
Single Family
2,232
Multi-Family
44
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
2.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31804, Cataula, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,441 (100%) |
| Owner Occupied HU | 2,150 (88.1%) |
| Renter Occupied HU | 187 ( 7.7%) |
| Vacant Housing Units | 104 ( 4.3%) |
| Median Home Value | $326,536 |
| Average Home Value | $369,452 |
Housing Distribution
Address Breakdown
Residential
2,276
Single Family
2,232
Multi-Family
44
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices