4838 Winding Timbers CtHumbleTX77346
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4838 Winding Timbers Ct, Humble, TX, 77346 in Humble is a solid income-producing rental, 11.06% gross yield, $2,350/mo rent, $498/mo net cash flow on a $255,000 buy. DSCR 2.05 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $70,452 and $2,349/yr in principal reduction project a total cumulative return of $129,887.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 5.2% |
| Monthly Cash Flow | $498 | $1,200 |
City averages based on Humble market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,350 |
| Total Monthly Debt Service | $1,751 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
6,076 sqft lot
$N/A/sqft
$465 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77346, Humble, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,062 (100%) |
| Owner Occupied HU | 21,333 (71.0%) |
| Renter Occupied HU | 6,907 (23.0%) |
| Vacant Housing Units | 1,822 ( 6.1%) |
| Median Home Value | $331,060 |
| Average Home Value | $359,548 |
Housing Distribution
Address Breakdown
Residential
28,895
Single Family
24,706
Multi-Family
4,189
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
6,076 sqft lot
$N/A/sqft
$465 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77346, Humble, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,062 (100%) |
| Owner Occupied HU | 21,333 (71.0%) |
| Renter Occupied HU | 6,907 (23.0%) |
| Vacant Housing Units | 1,822 ( 6.1%) |
| Median Home Value | $331,060 |
| Average Home Value | $359,548 |
Housing Distribution
Address Breakdown
Residential
28,895
Single Family
24,706
Multi-Family
4,189
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brandi Bertrand • Doug Erdy Group
Mls Name: HAR
Mls Provider:
Mls ID: #94743224
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