4831 Iris TerFremontCA94555
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 4831 Iris Ter, Fremont, CA, 94555 in Fremont at $589,990 earns $4,075/mo in rent and nets $58/mo after the $2,653/mo payment, a 8.29% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $163,003 over five years. Ziffy Mortgage underwrites this on a 1.54 DSCR without U.S. credit history. With $5,434/yr in principal paydown, total projected return reaches $229,041.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.1% |
| Monthly Cash Flow | $58 | $2,500 |
City averages based on Fremont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,075 |
| Total Monthly Debt Service | $3,782 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1987
7.60 Acres lot
$N/A/sqft
$367 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94555, Fremont, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,738 (100%) |
| Owner Occupied HU | 7,795 (66.4%) |
| Renter Occupied HU | 3,664 (31.2%) |
| Vacant Housing Units | 279 ( 2.4%) |
| Median Home Value | $1,393,520 |
| Average Home Value | $1,429,057 |
Housing Distribution
Address Breakdown
Residential
11,798
Single Family
10,694
Multi-Family
1,104
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1987
7.60 Acres lot
$N/A/sqft
$367 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94555, Fremont, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,738 (100%) |
| Owner Occupied HU | 7,795 (66.4%) |
| Renter Occupied HU | 3,664 (31.2%) |
| Vacant Housing Units | 279 ( 2.4%) |
| Median Home Value | $1,393,520 |
| Average Home Value | $1,429,057 |
Housing Distribution
Address Breakdown
Residential
11,798
Single Family
10,694
Multi-Family
1,104
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices