4824 Mountainbrook RdSanta YsabelCA92070
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 4824 Mountainbrook Rd, Santa Ysabel, CA, 92070 in Santa Ysabel is straightforward: $969,000 in, $7,409/mo in rent, $1,407/mo out after debt service. The 9.17% gross yield and 1.70 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $267,717 by year five. With $8,925/yr in principal equity, the total cumulative return is projected at $458,474.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.2% |
| Monthly Cash Flow | $1,407 | $150 |
City averages based on Santa Ysabel market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,409 |
| Total Monthly Debt Service | $5,609 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92070, Santa Ysabel, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 618 (100%) |
| Owner Occupied HU | 340 (55.0%) |
| Renter Occupied HU | 134 (21.7%) |
| Vacant Housing Units | 144 (23.3%) |
| Median Home Value | $595,395 |
| Average Home Value | $730,044 |
Housing Distribution
Address Breakdown
Residential
131
Single Family
131
Multi-Family
0
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92070, Santa Ysabel, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 618 (100%) |
| Owner Occupied HU | 340 (55.0%) |
| Renter Occupied HU | 134 (21.7%) |
| Vacant Housing Units | 144 (23.3%) |
| Median Home Value | $595,395 |
| Average Home Value | $730,044 |
Housing Distribution
Address Breakdown
Residential
131
Single Family
131
Multi-Family
0
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: SDMLS
Mls ID: #260006776