4820 Saginaw CirPleasantonCA94588
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Pleasanton rental at 4820 Saginaw Cir, Pleasanton, CA, 94588 sits in the solid-income band: 8.33% gross yield, $5,550/mo rent, $272/mo net after the $3,597/mo debt service, DSCR 1.54. Entry price of $799,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $220,998 and $7,367/yr in principal reduction bring total cumulative return to $322,198.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.3% |
| Monthly Cash Flow | $272 | $2,800 |
City averages based on Pleasanton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,550 |
| Total Monthly Debt Service | $4,960 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
901.69 sqft lot
$N/A/sqft
$330 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94588, Pleasanton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,708 (100%) |
| Owner Occupied HU | 7,938 (57.9%) |
| Renter Occupied HU | 5,135 (37.5%) |
| Vacant Housing Units | 635 ( 4.6%) |
| Median Home Value | $1,435,932 |
| Average Home Value | $1,470,809 |
Housing Distribution
Address Breakdown
Residential
12,704
Single Family
9,719
Multi-Family
2,985
Businesses
1,962
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
901.69 sqft lot
$N/A/sqft
$330 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94588, Pleasanton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,708 (100%) |
| Owner Occupied HU | 7,938 (57.9%) |
| Renter Occupied HU | 5,135 (37.5%) |
| Vacant Housing Units | 635 ( 4.6%) |
| Median Home Value | $1,435,932 |
| Average Home Value | $1,470,809 |
Housing Distribution
Address Breakdown
Residential
12,704
Single Family
9,719
Multi-Family
2,985
Businesses
1,962
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices