4820 S 4900 WKearnsUT84118
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 4820 S 4900 W, Kearns, UT, 84118 in Kearns is a conservative rental investment at $404,600. Rental yield 6.97%. A 1.29 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $111,784; $3,726/yr in principal paydown supplements. Total projected return: $151,040.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 6.2% |
| Monthly Cash Flow | $(29) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,348 |
| Total Monthly Debt Service | $2,216 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84118, Salt Lake City, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,572 (100%) |
| Owner Occupied HU | 9,415 (81.4%) |
| Renter Occupied HU | 2,004 (17.3%) |
| Vacant Housing Units | 153 ( 1.3%) |
| Median Home Value | $438,290 |
| Average Home Value | $507,730 |
Housing Distribution
Address Breakdown
Residential
11,330
Single Family
11,230
Multi-Family
100
Businesses
309
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84118, Salt Lake City, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,572 (100%) |
| Owner Occupied HU | 9,415 (81.4%) |
| Renter Occupied HU | 2,004 (17.3%) |
| Vacant Housing Units | 153 ( 1.3%) |
| Median Home Value | $438,290 |
| Average Home Value | $507,730 |
Housing Distribution
Address Breakdown
Residential
11,330
Single Family
11,230
Multi-Family
100
Businesses
309
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices