4815 Cloister DrRockvilleMD20852
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 4815 Cloister Dr, Rockville, MD, 20852 in Rockville. At $799,000 it earns $5,658/mo in rent and distributes $424/mo to the owner after the $3,593/mo payment, a consistent 8.5% yield. DSCR 1.57 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $220,749 in value; $7,359/yr in principal paydown compounds ownership stake. Total projected return: $347,403.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 4.8% |
| Monthly Cash Flow | $424 | $1,850 |
City averages based on Rockville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,658 |
| Total Monthly Debt Service | $4,651 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1983
1,540 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20852, Rockville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,582 (100%) |
| Owner Occupied HU | 10,523 (39.6%) |
| Renter Occupied HU | 14,569 (54.8%) |
| Vacant Housing Units | 1,490 ( 5.6%) |
| Median Home Value | $704,175 |
| Average Home Value | $773,311 |
Housing Distribution
Address Breakdown
Residential
24,199
Single Family
8,792
Multi-Family
15,407
Businesses
2,444
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1983
1,540 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20852, Rockville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,582 (100%) |
| Owner Occupied HU | 10,523 (39.6%) |
| Renter Occupied HU | 14,569 (54.8%) |
| Vacant Housing Units | 1,490 ( 5.6%) |
| Median Home Value | $704,175 |
| Average Home Value | $773,311 |
Housing Distribution
Address Breakdown
Residential
24,199
Single Family
8,792
Multi-Family
15,407
Businesses
2,444
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices