4814 FairfordSan AntonioTX78228
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 4814 Fairford, San Antonio, TX, 78228 in San Antonio achieves a 1.51 ratio at $294,000: $1,997/mo rent versus $1,322/mo debt service. Rental yield 8.15%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.15% yield compounds alongside 5% annual appreciation projecting $81,227 in value. Total projected cumulative return: $106,670.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.8% |
| Monthly Cash Flow | $(109) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,997 |
| Total Monthly Debt Service | $1,974 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
9,844 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78228, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,889 (100%) |
| Owner Occupied HU | 12,155 (55.5%) |
| Renter Occupied HU | 8,246 (37.7%) |
| Vacant Housing Units | 1,488 ( 6.8%) |
| Median Home Value | $193,440 |
| Average Home Value | $251,696 |
Housing Distribution
Address Breakdown
Residential
20,828
Single Family
16,485
Multi-Family
4,343
Businesses
1,144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
9,844 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78228, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,889 (100%) |
| Owner Occupied HU | 12,155 (55.5%) |
| Renter Occupied HU | 8,246 (37.7%) |
| Vacant Housing Units | 1,488 ( 6.8%) |
| Median Home Value | $193,440 |
| Average Home Value | $251,696 |
Housing Distribution
Address Breakdown
Residential
20,828
Single Family
16,485
Multi-Family
4,343
Businesses
1,144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: LERA MLS
Mls ID: #1933003