480 Scenic AvenueSan AnselmoCA94960
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 480 Scenic Avenue, San Anselmo, CA, 94960 in San Anselmo at $579,000 earns $3,595/mo in rent and nets $13/mo after the $2,604/mo payment, a 7.45% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $159,967 over five years. Ziffy Mortgage underwrites this on a 1.38 DSCR without U.S. credit history. With $5,333/yr in principal paydown, total projected return reaches $220,404.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.5% |
| Monthly Cash Flow | $13 | $1,200 |
City averages based on San Anselmo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,595 |
| Total Monthly Debt Service | $3,351 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94960, San Anselmo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,472 (100%) |
| Owner Occupied HU | 4,347 (67.2%) |
| Renter Occupied HU | 1,722 (26.6%) |
| Vacant Housing Units | 403 ( 6.2%) |
| Median Home Value | $1,723,556 |
| Average Home Value | $1,682,096 |
Housing Distribution
Address Breakdown
Residential
6,259
Single Family
5,632
Multi-Family
627
Businesses
479
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94960, San Anselmo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,472 (100%) |
| Owner Occupied HU | 4,347 (67.2%) |
| Renter Occupied HU | 1,722 (26.6%) |
| Vacant Housing Units | 403 ( 6.2%) |
| Median Home Value | $1,723,556 |
| Average Home Value | $1,682,096 |
Housing Distribution
Address Breakdown
Residential
6,259
Single Family
5,632
Multi-Family
627
Businesses
479
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melody Kramer • Vylla Home
Mls Name: BAREIS
Mls ID: #326011752