48 Suburban LnUpper DarbyPA19082
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 48 Suburban Ln, Upper Darby, PA, 19082 in Upper Darby speaks for itself: 19.84% gross on a $200,000 price, generating $3,306/mo in rent and $1,856/mo in net income after the $899/mo debt service. DSCR 3.68, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $22,269 stacks alongside $55,256 in projected five-year appreciation and $1,842/yr in principal reduction. Projected total cumulative return: $196,211.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 19.8% | 6.2% |
| Monthly Cash Flow | $1,856 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,306 |
| Total Monthly Debt Service | $1,371 |
| DSCR Ratio | 2.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1966
1,307 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19082, Upper Darby, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,086 (100%) |
| Owner Occupied HU | 7,393 (46.0%) |
| Renter Occupied HU | 7,585 (47.2%) |
| Vacant Housing Units | 1,108 ( 6.9%) |
| Median Home Value | $171,673 |
| Average Home Value | $240,421 |
Housing Distribution
Address Breakdown
Residential
15,418
Single Family
12,673
Multi-Family
2,745
Businesses
1,078
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1966
1,307 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19082, Upper Darby, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,086 (100%) |
| Owner Occupied HU | 7,393 (46.0%) |
| Renter Occupied HU | 7,585 (47.2%) |
| Vacant Housing Units | 1,108 ( 6.9%) |
| Median Home Value | $171,673 |
| Average Home Value | $240,421 |
Housing Distribution
Address Breakdown
Residential
15,418
Single Family
12,673
Multi-Family
2,745
Businesses
1,078
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices