48 High StFeltonPA17322
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 48 High St, Felton, PA, 17322 in Felton offers a clean, manageable entry. Rental yield 7.38%. DSCR 1.37 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $55,229 in additional property value over five years, with $1,841/yr in principal equity building ownership stake. Total projected cumulative return: $70,994.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $(80) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,230 |
| Total Monthly Debt Service | $1,230 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
5,676 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17322, Felton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,338 (100%) |
| Owner Occupied HU | 2,021 (86.4%) |
| Renter Occupied HU | 238 (10.2%) |
| Vacant Housing Units | 79 ( 3.4%) |
| Median Home Value | $341,083 |
| Average Home Value | $388,920 |
Housing Distribution
Address Breakdown
Residential
2,262
Single Family
2,262
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
5,676 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17322, Felton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,338 (100%) |
| Owner Occupied HU | 2,021 (86.4%) |
| Renter Occupied HU | 238 (10.2%) |
| Vacant Housing Units | 79 ( 3.4%) |
| Median Home Value | $341,083 |
| Average Home Value | $388,920 |
Housing Distribution
Address Breakdown
Residential
2,262
Single Family
2,262
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAYK2100352