48 Harmon RdHopkinsSC29061
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 48 Harmon Rd, Hopkins, SC, 29061 in Hopkins delivers $2,550/mo in gross rent and $533/mo in net monthly income at a $332,900 entry. The 9.19% yield and 1.70 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $91,974 over five years and $3,066/yr in equity from loan paydown, total projected return is $160,364.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $533 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,550 |
| Total Monthly Debt Service | $1,884 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
1.59 Acres lot
$N/A/sqft
$423 annually HOA
Nearby investment properties with comparable rents
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
1.59 Acres lot
$N/A/sqft
$423 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ricky Laney • McGuinn Homes LLC
Mls Name: Consolidated MLS
Mls Provider:
Mls ID: #609041
Disclaimer: IDX listing data provided courtesy of Consolidated MLS - Columbia, SC